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Financing Options

Financing Options

TruTech Tools is pleased to offer several ways to make your purchase happen: on your schedule, and on your terms. Current options are listed below. Rates terms and conditions vary with credit worthiness, time in business, and amount financed. We have found all of these companies reputable and easy to deal with. All three methods give fast feedback so you know where you stand in minutes.

FuturePayPay as little as $5 per month for every $500 you are carrying on credit. Designed for purchases up to $3000 if you qualify for individuals and not businesses.

QuickSpark: Designed for the business*, not the individual. Min. amount $1000, Max amount, terms and payment: depends on your credit. Typical payments shown next to products as you shop.
* if you have a Federal EIN or TIN (Employer Identification Number or Tax Identification Number, NOT just a Social Security number (SSN), you are considered a business

Affirm: Pay over time, on your terms. Affirm offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

PayPal Credit: Designed for the individual, not the business. PayPal Credit is a line of credit from Comenity Capital Bank that gives you the flexibility to pay for your purchase now, or pay over time. It’s easy to apply and easy to use. Simply choose PayPal credit at checkout. Must have or apply for a PayPal account.

FuturePay is an affordable and convenient payment option that lets you buy now and pay later without a credit card. FuturePay’s flat financing charge of $5/month for every $500 of carried balance makes it easy for you to know exactly how much it’ll cost to spread out your payments. And with minimum payments as low as $25/month, you can pay over time or pay your tab in full – the choice is yours. You can easily apply for an account when you check out. Simply add your items to the cart, fill out your information, and then choose to buy now and pay later with FuturePay.

To apply, you only need to enter your name, birthdate, address and the last 4 digits of your Social Security Number, along with a contact email address. Subject to credit approval, this process takes only seconds after which you can complete your purchase. Limited to purchases up to $3000 open on account for individuals, not designed for business, corporate or institutional accounts.

The FAST option in leasing! Simply select the "finance for as low as" button next to products >$1000 or choose the option at check out if your cart totals >$1000.  For businesses, corporate or institutional accounts, not designed for Individuals. The payment shown in the "monthly payment" (under each qualifying item) tab on our site is based on 60 months with no down payment and is based on "middle of the road" credit scores (around 650).   Please note that the terms and rates are all adjustable depending on the customers needs and can range from 12 to 60 months.  Customers are able to make a down payments if they want to. If credit scores are "good" some customers may be offered a 90 day option of pay off the lease with no interest.  Once a customer fills out the lease application they will get an approval or decline within 30 seconds. Someone from the leasing company will contact you right away to discuss all of the individual's options based on credit score and equipment needs. This lease program is for businesses only, you must have a valid tax id # or an EIN # . 

More details HERE

Easy to complete, no obligation application HERE!

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